You are already dealing with enough. Injuries, missed work, mounting medical bills, and an insurance company that seems more interested in protecting itself than helping you recover. If you need an auto accident attorney in Houston, AP Law Group is ready to stand by your side.
We represent car accident victims throughout Houston and Harris County on a contingency fee basis. No upfront costs. No fees unless we win.
Call (713) 913-4627 for a free, no-obligation case review today.
What Should I Do After a Car Accident in Houston?
Seek medical attention first, report the accident to police, and contact a car accident attorney before speaking to any insurance adjuster. Those three steps protect your health and your legal claim from the moment the crash happens.
After you get medical care, here is what matters most:
- Report the accident. Texas law requires you to report accidents involving injury, death, or significant property damage. A police report creates an official record and is critical if the other driver later disputes what happened.
- Document everything you can. Photos of the scene, vehicle damage, road conditions, and your visible injuries all help build your case. The more documentation you have, the harder it is for an insurer to minimize your claim.
- Do not give a recorded statement. The at-fault driver's insurer may call within hours of the accident. You are not required to provide a recorded statement before speaking with an attorney, and doing so can hurt your case.
- Contact AP Law Group as soon as possible. Evidence disappears quickly in Houston. Surveillance footage gets overwritten, skid marks fade, and witnesses become harder to locate. Early action gives us the best foundation to build a strong case on your behalf.
Table of contents
- What Should I Do After a Car Accident in Houston?
- What Is My Houston Car Accident Case Worth?
- How Long Do I Have to File a Car Accident Claim in Texas?
- How We Handle Insurance Companies After Your Crash
- Car Accident Cases We Handle in Houston
- Can I Still Get Compensation If I Was Partly at Fault?
- Your Property Damage Claim and Diminished Value
- What Does It Cost to Hire a Houston Car Accident Attorney?
- Texas Motor Vehicle Accident Statistics
- Why Houston Accident Victims Trust AP Law Group
- Frequently Asked Questions About Houston Car Accidents
- Injured in a Houston car accident?
What Is My Houston Car Accident Case Worth?
Texas law gives you the right to pursue two categories of compensation after a car accident: economic damages for your measurable financial losses, and non-economic damages for the pain, suffering, and life disruption the accident has caused. Both matter, and insurance companies routinely try to shortchange you on both.
Economic damages cover your out-of-pocket losses:
- Past and future medical expenses
- Lost wages and reduced earning capacity
- Vehicle repair or replacement
- Physical therapy and rehabilitation costs
Non-economic damages address the harder-to-document losses:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Loss of consortium for affected family members
Insurance companies use internal formulas built to minimize payouts. Our team works with medical professionals and financial experts to document the complete picture of what your injuries have cost you now and what they will continue to cost in the future. That difference is often significant.
AP Law Group turned a $25,000 initial insurance offer into a $2.95 million recovery for one of our clients. Every case is different, and past results do not guarantee future outcomes. But we do not accept offers that do not reflect what our clients have actually been through.
See our Car Accident Case Results
How Long Do I Have to File a Car Accident Claim in Texas?
In Texas, the statute of limitations (the legal deadline for filing a personal injury lawsuit) is two years from the date of the accident. Miss that window and you permanently lose your right to pursue compensation, regardless of how serious your injuries are or how clear the other driver's fault may be.
Two years can pass faster than most people expect, especially while managing medical treatment and recovery. Waiting also gives the insurance company time to work against your claim. Evidence fades. Witnesses become harder to find. Do not give them that advantage.
If a commercial truck was involved in your crash, different rules and shorter internal deadlines may apply. If a commercial truck was involved, our Houston truck accident team handles those cases separately.
How We Handle Insurance Companies After Your Crash
Reject any fast offer and call us before you sign anything. Insurance companies make early settlement offers because your full medical picture is not yet clear, and because a signed release ends their liability permanently. That urgency is not about helping you. It is about closing your claim as cheaply as possible.
Common tactics we see from Houston insurance adjusters:
- Making a fast offer before your treatment is complete and your damages are fully established
- Claiming your injuries were pre-existing or unrelated to the crash
- Inflating your share of fault to reduce what they owe under Texas comparative fault rules
- Requesting a recorded statement early, then using your own words against your claim later
Our attorneys handle all insurance communication on your behalf once you retain us. Nothing you say can be used against your claim, because we do the talking.
If the at-fault driver is uninsured or underinsured, you may still be entitled to compensation through your own policy's UM/UIM (uninsured/underinsured motorist) coverage. Texas requires insurers to offer this protection, though many accident victims do not fully understand how it works. We pursue every available source of recovery on your behalf.
Do not respond to the insurance company alone. Call AP Law Group at (713) 913-4627 for a free consultation. No fees, no obligation.
Read Our Auto Accident Client Reviews
Car Accident Cases We Handle in Houston
AP Law Group represents victims of every type of vehicle collision throughout the Houston metro area, including crashes on I-10, I-45, the 610 Loop, Highway 59/I-69, Beltway 8, and Highway 290.
Rear-End Collisions
Among the most frequent crashes in stop-and-go traffic on Houston's major corridors. Even low-speed impacts can cause whiplash, herniated discs, and lasting pain that does not show up immediately after the crash.
T-Bone (Side-Impact) Collisions
T-bone collisions occur at intersections throughout the city and rank among the most dangerous types of crashes, with the door offering minimal protection. Fault disputes are common and require careful evidence review.
Head-On Collisions
Often catastrophic or fatal. Head-on collisions typically involve serious negligence, including distracted, fatigued, or impaired driving, and frequently result in permanent injury.
Hit-and-Run Accidents
The other driver leaving the scene does not end your options. We pursue compensation through UM coverage and investigate to identify the responsible party wherever possible.
Rollover Accidents
High-severity crashes that frequently occur on elevated sections of Houston's highways. They often involve driver behavior, road design, or vehicle factors that require thorough reconstruction.
Multi-Vehicle Accidents
Determining liability when multiple parties are involved requires experience in crash reconstruction and Texas fault allocation rules. We handle the complexity so you do not have to.
Drunk Driving Accidents
Texas dram shop laws (which establish liability for businesses that serve alcohol to visibly intoxicated individuals who then cause harm) may allow claims against the establishment that served the impaired driver. We evaluate every potential avenue of recovery.
Rideshare Accidents (Uber and Lyft)
Coverage is layered and often disputed when a rideshare vehicle is involved. We handle these cases routinely and know how to navigate the gaps between personal and commercial policies.
If a commercial truck was involved, our Houston truck accident team handles those cases separately.
Can I Still Get Compensation If I Was Partly at Fault?
Yes, in most cases. Texas follows a modified comparative fault system, which means you can still recover compensation as long as you are found to be 50% or less at fault for the accident. Your total recovery is reduced by your percentage of fault.
As a practical example: if your damages total $100,000 and you are found 20% at fault, you recover $80,000. If you are found 51% or more at fault, Texas law bars recovery entirely.
Insurance adjusters know this rule well, and they use it strategically. Arguing that you share more fault than you actually do is one of the most common ways insurers reduce their exposure. Our job is to document exactly what happened through police reports, physical evidence, witness accounts, and expert analysis, and to push back against any attempt to inflate your share of blame.
Your Property Damage Claim and Diminished Value
Property damage and personal injury are handled as separate claims, but both deserve full attention. If your car was totaled or damaged, you are entitled to fair compensation for repair or replacement, not just what the insurer's appraiser says it is worth.
You may also be entitled to a diminished value claim for your vehicle, which compensates you for the reduction in your car's resale market value even after repairs are complete. Most Houston accident victims do not know this claim exists. Ask us about it during your free consultation.
What Does It Cost to Hire a Houston Car Accident Attorney?
Nothing upfront, and nothing at all unless we win. AP Law Group works exclusively on a contingency fee basis, meaning our fee is a percentage of your recovery. We collect only if we obtain a settlement or court verdict on your behalf.
That means:
- No retainer or upfront payment required
- No hourly billing
- No out-of-pocket legal costs while your case is active
- No fee at all if we do not win your case
You can have a dedicated Houston car accident attorney working your case from day one, regardless of your current financial situation. That is how we believe it should work.
Texas Motor Vehicle Accident Statistics
Comparison of Year Over Year Traffic Fatalities in the state of Texas
This chart displays the total number of motor vehicle traffic fatalities in Texas from 2020 to 2024. Fatalities rose sharply between 2020 and 2021, peaked in 2021, and then declined each year through 2024, although they remained above pre-2021 levels.
Chart Data Source: Texas Department of Transportation - https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2024/a.pdf
Why Houston Accident Victims Trust AP Law Group
AP Law Group gives accident victims something most firms do not: direct access to the attorney handling your case, deep knowledge of Harris County courts, and a team that is fully prepared to take your case to trial if the insurance company refuses to negotiate fairly.
Our founding attorney, Arsha Pourghaffar, was born and raised in Houston. He built this firm on a straightforward belief: people who have been hurt through no fault of their own deserve a lawyer who treats their case with the same care and attention he would give a family member. Clients describe speaking with him as talking to someone who is genuinely in this to help them, not to process files and move on.
We are not only negotiators. When an insurance company refuses to offer what a case is worth, we take it to trial. That willingness changes how insurers approach settlement discussions, and our clients benefit from it whether or not a trial ever happens.
We serve accident victims across the full Houston metro area, including River Oaks, Montrose, The Heights, the Energy Corridor, the Galleria, the Medical Center, and communities throughout Harris County and beyond.
Frequently Asked Questions About Houston Car Accidents
How long does a Houston car accident case usually take to settle?
Most car accident cases resolve before trial, often within several months to about a year depending on the severity of your injuries and whether liability is disputed. Cases involving serious injuries tend to take longer, and they should. Settling before you have reached maximum medical improvement (the point at which your condition has stabilized) often means leaving significant compensation behind.
What if I did not go to the hospital right after my accident?
You can still file a claim. Delayed treatment is common and does not automatically disqualify you. However, gaps in your medical record give insurance companies an opening to argue your injuries were not serious or were not caused by the crash. See a doctor as soon as possible and document your symptoms from the day of the accident forward.
Can I negotiate with the insurance company on my own without a lawyer?
You can, but most people are at a significant disadvantage when doing so. Insurance adjusters handle these negotiations every single day and are trained to minimize payouts. Having an attorney shifts that dynamic. Our consultations are free, so there is no cost to finding out what your case may actually be worth before you decide how to proceed.
What if I signed something at the scene of the accident?
Contact an attorney immediately. Depending on what you signed and when, it may or may not affect your ability to pursue a claim. A quick release signed under pressure or confusion could limit your options. The sooner we review what was signed, the more we can do to protect your rights.
Will my Houston car accident case go to trial?
Most car accident claims in Texas settle before reaching trial. However, AP Law Group is fully prepared to take cases to court when an insurer refuses to make a fair offer. The real-world possibility of trial is often what brings insurance companies to the table with better numbers. We handle all aspects of litigation if your case requires it.
Can I file a claim if I was a passenger in the vehicle that caused the accident?
Yes. As a passenger, you typically have the right to pursue a claim regardless of which driver was at fault. You may have a claim against the driver of the vehicle you were in, the other driver involved, or both. Your status as a passenger generally does not limit your right to compensation.
What if my injuries turn out to be more serious than I first thought?
This is exactly why you should not accept a quick settlement offer. Once you sign a release, your claim is closed permanently, even if new or worsening symptoms develop afterward. We advise clients to wait until they have reached maximum medical improvement before settling, so the full extent of injuries is known and fully accounted for in any offer.
Should I post about my car accident on social media?
No. Insurance companies and defense attorneys routinely search social media for posts, photos, and check-ins that can be used to dispute your injuries or your account of the accident. Even an innocent photo can be taken out of context. Avoid posting anything about the accident, your recovery, or your daily activities until your case is fully resolved.
Injured in a Houston car accident?
Call AP Law Group at (713) 913-4627 for a free, no-obligation consultation. No upfront costs, no fees unless we win. We are ready to stand by your side through every step.
Disclaimer: Past results do not guarantee future outcomes. Results vary depending on the specific facts and legal circumstances of each case. The statute of limitations and other legal standards referenced on this page are subject to change. Contact AP Law Group for guidance specific to your situation. This page is for general informational purposes only and does not constitute legal advice or create an attorney-client relationship.
Contact a Houston Car Accident Lawyer Today